The dollar cannot stretch more

Okay, so this year I didn't get a raise, and my bills just got higher...
My outflow in cash this year started way higher than my income...
My credit limit was gettting maxed out...
I couln't handle it no more..

However, I am in the belief that what doesn't kill you makes you stronger
and yes, I stopped paying one of the credit card given to me in an all caps name that looks like mine

I sent a letter to BoA last month, asking them by the Fair Debt Collections Act, I have the right to verify the loan, and they need to stop collections, until these requirements are met…
They need to send me per Mary croft, this is one of my sources….:
1. validation of the debt (the actual accounting);
2. verification of their claim against me (a sworn affidavit or even just a signed invoice); and,
3. a copy of the contract binding both parties.

So they wrote back stating that my request is outside of the guidelines of the Fair Credit Billing Act, and totally ignored the Fair Debt Collections Act, went ahead to threaten me that they would send me a judgment, and asked me to make my minimum payment by June 23, 2009, or call their Customer service dept.

So I wrote them a letter that their response was frivolous and without merit, and that they must respond to my initial request according to the Fair Debt Collections Act.

Swine flu scare!

My significant other didn't want to send our son to school today because he lacks vaccines. I'm like okay, whatever. He thinks that I'm crazy, extreme. What I know, and I tell anyone is that the media tells a bunch of lies anyway. I don't think that the situation is a big deal, until it smacks me in the face. Okay, maybe I have not been really paying attention. I pay attention to the people around me, my friends, my family. Those are the things, people, and situations that to me are a big deal. How many people do you know have diabetes, heart problems, attention deficit disorder, asthma, and, they are not contagious, they are all autoimmune disorders, but yet everyone has them right! Is the food we eat, okay!!

I don't care for the swine flu for that same reason! Really...I don't care...I'll take my usual precautions eat homemade food as much as possible, wash my hands, etc. I made the reality around me, that what the law of attraction says, that you make the reality around you, and my reality is that people need to start thinking and making common sense. I think I'll go nuts in my huge world, before I start listening to the media again.

I think that the swine flue is a genetically engineered lab created disease, to make people submit to vaccinations. That way big pharma makes $$$, and the top at the few keep creating their dumb, beaf, and blind population with the their neurotoxin filled vaccines.

My 2 cents!

Armando Torres Gonzalez

Does anyone have any suggestions?

My significant other father is probably dead. He said that while he was incarcerated, he received the news that his mother had a stroke. He was never told what happened with his father.

His father was a cuatro player. He recounts vivid memories of his father trying to teach him how to play the cuatro.

He also says his father was born January 6, but he doesn't know the year.

He states that he was from either Ponce or Utuado.

I think is sad that he doesn't know where they buried him, if he died. When did he die? Where is his body, so he can pay him respects....

How do I go about finding this man? Where do I start? Any suggestions

My e-bay adventure

As you may or may not know, everyone is trying to make money

I'm going to help whoever wants help with my things that are cluttering my life, but have some value, and giving it away for less money...

So I posted an item on e-bay...If you know anyone intereseted please forward!

This is my description for the audiobook!

On 2004, I had my first born child. I had a normal pregnancy until I had my 3rd ultrasound where it showed oligohydromanus (low-amnio fluid). I wish I knew than, I had choices. I could have drank more water, I could have asked more questions, I could have demanded more information.

I was induced and at the time, I didn't know that I could choose to stand up, that I could choose to walk around, that hospital policy is not meant to protect me, but to protect the hospital.

Lynn Griesemer gives you secrets to a successful birth, and gives you the right resources to get more information, to use and prepare for a successful birth. I know because this is one of the audiobooks that I used to prepare for my successful VBAC (vaginal birth after ce-searan).

If you are preparing for a childbirth, this is a must have!
The message on the CD is invaluable.

You can visit the website of the original seller of the CD.

http://www.unassistedhomebirth.com/YBYB.html

The price you will get it for is a bargain!

http://cgi.ebay.com/ws/eBayISAPI.dll?ViewItem&item=280325553664&viewitem

The new stimulus plan! A forward that I received....

"This year, taxpayers will receive an Economic Stimulus Payment. This is a very exciting new program that I will explain using the Q and A format:

"Q. What is an Economic Stimulus Payment?
"A. It is money that the federal government will send to taxpayers.

"Q. Where will the government get this money?
"A. From taxpayers.

"Q. So the government is giving me back my own money?
"A. Only a smidgen.

"Q. What is the purpose of this payment?
"A. The plan is that you will use the money to purchase a high-definition TV set, thus stimulating the economy.

"Q. But isn't that stimulating the economy of China?
"A. Shut up."

Below is some helpful advice on how to best help the US economy by spending your stimulus check wisely:

If you spend that money at Wal-Mart, all the money will go to China.

If you spend it on gasoline it will go to the Arabs.

If you purchase a computer it will go to India.

If you purchase fruit and vegetables it will go to Mexico, Honduras, Chile and Guatemala (unless you buy organic).

If you buy a car it will go to Japan.

If you purchase useless crap it will go to Taiwan

And none of it will help the American economy.

We need to keep that money here in America. You can keep the money in America by spending it at yard sales, going to a baseball game, or spend it on prostitutes (men or women) , beer (domestic ONLY), or tattoos, since those are the only businesses still in the US.

This information will save you tons in ENERGY bills

Why do we have to pay for energy when non-renewal sources of energy exist, such as the sun and the wind?

It totally makes no sense to pay for something that we have our inherent right to use.

Wind is FREE! The sun is FREE!

Let use our energy wisely and instead of giving our daily sweat to Gas, Electric and Oil companies, lets use real sources of energy.


Click Here!

ABC News: Salma Hayek On Why She Breastfed Another Woman's Baby

Link

Making changes today!

I love Nicolas, my partner
I appreciate the things that he does for me
Nicolas has a good sense of humor, likes to laugh
He is caring and thoughtful, he is sensitive
He makes and effort to cook good food
He effortlessly cleans and tidies up at times
He puts the laundry in the washer and dryer
He is a handyman around the house
He carries the grocery bags, so I don’t have to carry anything heavy
He takes care of Nicolas
He also watches Victor
I feel comfortable because his sons love him
He supports my vegan diet
He often has good ideas
He likes to exercise, and getting physically fit
He is healthy
He is smoke-free in the house
He is sober in the house

I say all this to say that sometimes, in order for any individual to move forward, he/she needs to let go of things, maybe persons. People are in your life for a reason, a season, or a lifetime. Someone you may think is supposed to be with you for a lifetime, may not supposed to be there for a lifetime. They may be there just to teach you a lesson, and than you need to move on.

We are all one with the source (GOD), and everything that we do for the benefit of ourselves also benefits the universe, and everything we do to hurt ourselves, hurts the universe.

It is your responsibility to change, manipulate your actions, feelings, thoughts, behavior to achieve your desired status. The unconscious mind is always working through our sleep, like our hearts and breathing, we don’t need to tell it to keep doing it, somehow it harness powers and continues to work, we do this effortlessly...

When we set our minds to do anything, we need to do it, and finish it, despite of what gets on our way. We have to get it done. When we don’t it sends a message to our continuous working unconscious mind that we have failed, and this becomes a dreaded cycle. This is where the feeling of failure comes in.

I’m practicing what I call the PEER PRESSURE PRINCIPLE right now. What this means that I’m going to set some goals throughout this week to complete, and I’m going to announce some of them to ensure that I complete them. With this I hope to be able to change my life, and succeed at them.

You may be wondering why I wrote what I wrote about my partner, and this is because I want to focus on the positive things that have maintained our relationship now. I’m not sure that this is a lifetime relationship, even though we are tied together for a lifetime with our children. Sometime some relationships may leave you a feeling of being stuck in the same place, and this is where you may need to say, I need to let go.

Thanks for listening.

$$$ The game that we are always losing!

I'm really disturbed...

I'm looking at the retirement fund that I have for work, and I don't need that crap later. I need that crap now.

My employer deposited $548.58 for the 4th quarter of 2008, and already (- $338.91) was the change in account value. For the 1st month, no deposit, (-$81.98), change in account value. The 3rd quarter there was a deposit of $365.72, and (-$217) change in account value. This does not include the $5 quarterly fee that is also a negative value.

I was thinking about going to HR and asking them that instead of funding a retirement fund for me, that they pay me that money. I don't want a retirement fund, I'll make my own when I'm ready. How do you think that will fly by? I need that money NOW not later!

The Tax Poem

I didn't write this...I don't know who did, but this is to prove a point!

----------------------------------

Tax his land, tax his wage,
Tax his bed in which he lays.
Tax his tractor, tax his mule,
Teach him taxes is the rule.

Tax his cow, tax his goat,
Tax his pants, tax his coat.
Tax his ties, tax his shirts,
Tax his work, tax his dirt.

Tax his chew, tax his smoke,
Teach him taxes are no joke.
Tax his car, tax his grass,
Tax the roads he must pass.

Tax his food, tax his drink,
Tax him if he tries to think.
Tax his sodas, tax his beers,
If he cries, tax his tears.

Tax his bills, tax his gas,
Tax his notes, tax his cash.
Tax him good and let him know
That after taxes, he has no dough.

If he hollers, tax him more,
Tax him until he's good and sore.
Tax his coffin, tax his grave,
Tax the sod in which he lays.

Put these words upon his tomb,
"Taxes drove me to my doom!"
And when he's gone, we won't relax,
We'll still be after the inheritance tax.
------------------------------------------------------------------------------------

STILL THINK THIS IS FUNNY?

Not one of these taxes existed 100 years ago, and our nation was the most prosperous in the world.

We had absolutely no national debt, had the largest middleclass in the world, and Mom stayed home to raise the kids.

What in the hell happened? Can you spell "politicians?"

US Govt $940 Million to study autism, Zero to study vaccine/autism connection!!!

This is a forwarded message from one of my colleagues at www.njvaccinationchoice.org

Please read, if you would like information about how you can participate in NJ go to that website. I do not vaccinate my newborn, and my first born is partially vaccinated and goes to school.

Take care,
Marieliz

Dear Friends, Family and Colleagues,

As many of you know, I am a vaccine choice activist/autism advocate. I blame the aggressive US vaccine protocol for many of the illnesses we are seeing in our children...asthma, allergies, autism, ADD, ADHD, diabetes, arthritis, developmental delays etc....go to www.thinktwice.org and order Neil Miller's Vaccine Safety Guide (one of many books on the topic) and read for yourselves. My research has lead me to find that the unvaccinated populations of children are much healthier than the vaccinated children in the US population.

Keep in mind everyone---many many many countries DO NOT mandate vaccines for school attendance the way the US does. My foreign friends shake their heads at the rates of US vaccination! I feel it is mostly about money, not health. (I know that is shocking to say or believe in America these days!) Polio - at its height, I have read figures from 1 in 3000 to 1 in 1000 1% of polio victims had paralysis, over 95% had cold/flu symptoms and fully recovered Autism in NJ 1 in 60 boys

Asthma US 1 in 10 childrenDevelopmental disabilities 1 in 6 US children..........and on and on and on For years I have screamed that the US government and drug companies have refused to study the unvaccinated populations of children for autism and other illnesses. I was amazed to learn several weeks ago that the IACC Interagency Autism Coordinating Committee http://iacc.hhs.gov/ approved the below referenced funding to study vaccine safety including a formal study of the unvaccinated populations.

Who is IACC and what do they do? IACC is made up of eighteen seats. Twelve members are government representatives and six members are from the general public. IACC is responsible for developing and updating the Strategic Plan for Autism Research under the mandate of the Combating Autism Act. They decide which studies get funding from the $940 million that was allocated to autism research under the Act. The two vaccine research studies in question totaled $16 million, less than two percent of the available funds.

In the earlier vote of the IACC, as reported by David Kirby on the Huffington Post on January 5, 2009:

"In fact, two vaccine-autism studies have been approved by the IACC, which has proposed spending $16 million to:

1) "Study the effect of vaccines, vaccine components, and multiple vaccine administration in autism causation and severity through a variety of approaches, including cell and animal studies, and understand whether and how certain subpopulations in humans may be more susceptible to adverse effects of vaccines by 2011. Proposed costs: $6,000,000

2) Determine the feasibility and design an epidemiological study to determine if the health outcomes, including ASD, among various populations with vaccinated, unvaccinated, and alternatively vaccinated groups by 2011. Proposed costs: $10,000,000

Additionally, under "Research Opportunities," the panel also endorsed this objective:"Monitor the scientific literature regarding possible associations of vaccines and other environmental factors (e.g., ultrasound, pesticides, pollutants) with ASD to identify emerging opportunities for research and indicated studies." I was thrilled to read this news, HOWEVER, the practical side of me knew that it would be undone somehow!Get this-- Just a few days ago the IACC voted (the vote was not on any agenda and public members had no notice) and reversed its own decision of the previous month authorizing vaccine autism studies).

Go to www.ageofautism.com to read further articles.
Our damn government has put aside $940 million for autism research and these clowns are not going to study a possible vaccine link. US citizens are screaming all over the country about the aggressive vaccine protocol and their concerns about the high rates of illness and they are not going to study a possible vaccine link! What action can you take...I will keep you posted.

Bottom line: The US government must study vaccine safety and the US government owes it to the US people to study the unvaccinated populations.

We can't rely upon the drug companies to police themselves. Some articles of interest:
ftp://ftp.hrsa.gov/vaccinecompensation/vaccineinjurytable.pdf

Known vaccine side effects http://www.homefirst.com/cal-oregon_unvaccinated_survey.html

An interesting study to read, vaccinated v. unvaccinated.

Also found at www.generationrescue.org http://www.homefirst.com/faqs/examples/the_age_of_autism_the_last_l_word.html

A very large group of unvaccinated children are seen at this practice in Chicago. Virtually no autism or illness! www.thinktwice.org Neil Miller's latest Vaccine Safety Manual. I love this book. Great information on vaccines and the diseases they allegedly protect us against.

Best, Claudine

If you would like to be removed from this list: ClaudineLissLaw@aol.com subject: Removal

They are all family!!

New Vaccine Seminars!

They have a list of new seminars coming up...

If you know someone in the New Jersey area let them know....


A Vaccination Seminar:
What Choices Do Parents Have?

by Louise Kuo Habakus

We welcome all parents. Active and informed decision making begins with an open mind to the facts, mutual respect and acknowledgement that these are difficult choices. The agenda includes vaccine safety, efficacy, conflicts of interest, exemptions, Gardasil and NJ’s four new mandated shots including the flu vaccine.

Highland Mills, NY on Tue 1/6, 7:00-10:00 pm, Pediatric OT Solutions, 615 Route 32, close to Bergen County, NJ!

Springfield, NJ on Tue 1/13, 6:15-9:30pm, Presbyterian Church, 37 Church Mall, near Westfield, Summit, South Orange

Toms River, NJ on Wed 1/28, 6:30-9:30pm, Sung Star Academy, 182 James Street

Somerset Hills, NJ on Thu 2/5, 7:00-9:30pm, Somerset Hills Baptist Church, 510 Mount Airy Road

Ocean, NJ on Tue 2/10, 6:30-9:30pm, Church of St. Anselm, 1028 Wayside Road

Individual registration required vaxRSVP@verizon.net
Free admission, Light refreshments provided.